Today's Rates

Checking Rates

  MINIMUM BALANCE TO OPEN MINIMUM BALANCE REQUIRED TIERS INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST COMPOUNDED AND PAID
ADVANTAGE (2) $500 $500 None 0.05% 0.05% Monthly (1)
RELATIONSHIP (2) $100 $5,000 combined balance in checking, savings, certificates of deposits and loans None 0.20% 0.20% Monthly (1)
SELECT CLUB
(AGES 55 AND BETTER)
$100 None None 0.05% 0.05% Monthly (1)
HEALTH SAVINGS ACCOUNT (HSA) $100 None $.01 - $2,499.99 0.10% 0.10% Monthly (1)
$2,500 - $9,999.99 0.15% 0.15% Monthly (1)
$10,000+ 0.25% 0.25% Monthly (1)
IOLTA INTEREST CHECKING None None None 0.20% 0.20% Monthly (1)

(1) For variable rate accounts, the rate may change after the account is opened. Fees could reduce earnings on the account. Products, rates and features may vary by location.

(2) A service charge will apply if daily balance falls below minimum balance required.

Savings Rates

  MINIMUM BALANCE TO OPEN MINIMUM BALANCE REQUIRED  TIERS INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST COMPOUNDED AND PAID
CENTRAL SAVINGS (4,5) $100 $100  None 0.05% 0.05% Monthly (3)
YOUTH SAVINGS (5) $25 None  None 0.05% 0.05% Monthly (3)
IRA SAVINGS  $100 $100  None 0.05% 0.05% Monthly (3)
ADVANTAGE SAVINGS (4,5) $1000 $1000  $.01 - $999.99 0.05% 0.05% Monthly (3)
 $1,000 - $14,999.99 0.05% 0.05% Monthly (3)
 $15,000 - $24,999.99 0.05% 0.05% Monthly (3)
 $25,000+ 0.10% 0.10% Monthly (3)
PRIME ADVANTAGE SAVINGS
(4,6)
$25,000 $25,000  $.01 - $24,999.99 0.05% 0.05% Monthly (3)
 $25,000 - $49,999.99 0.20% 0.20% Monthly (3)
 $50,000+ 0.40% 0.40% Monthly (3)

(3) For variable rate accounts, the rate may change after the account is opened. Fees could reduce earnings on the account. We reserve the right to require up to a seven-day notice before withdrawals are made. Products, rates and features may vary by location.

(4) A service charge will apply if average daily balance falls below minimum balance required.

(5) You may make up to 6 pre-authorized transfers from your account each month at no cost. $1.00 for each additional.

(6) You may make up to 6 pre-authorized transfers from your account each month at no cost. $8.00 for each additional.

 

Certificates of Deposit

  MINIMUM DEPOSIT TO EARN APY* INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST PAID
3 Months** $1,000 .05% .05% Maturity (1)
$15,000 .05% .05% Maturity (1)
$25,000 .15% .15% Maturity (1)
6 Months $1,000 .05% .05% Maturity (1)
$15,000 .15% .15% Maturity (1)
$25,000 .25% .25% Maturity (1)
12-23 Months $500 .20% .20% Annually (2)
$15,000 .30% .30% Annually (2)
$25,000 .40% .40% Annually (2)
24-35 Months $500 .25% .25% Annually (2)
$15,000 .35% .35% Annually (2)
$25,000 .45% .45% Annually (2)
36-48 Months $500 .50% .50% Annually (2)
$15,000 .60% .60% Annually (2)
$25,000 .70% .70% Annually (2)
Specials (3)      
13 Months $1,000 .45% .45% Annually (2)
18 Months $1,000 .50% .50% Annually (2)
25 Months $1,000 .65% .65% Annually (2)
59 Months $1,000 1.00% 1.00% Annually (2)

*APY (Annual Percentage Yield)

Interest rates and Annual Percentage Yields for time accounts are fixed for the term of the account. Unless otherwise stated, $1,000 minimum deposit is required to open a certificate of deposit account. Substantial penalty for early withdrawal. Fees could reduce earnings on the account.

(1) 3 months interest penalty for early withdrawal

(2) 6 months interest penalty for early withdrawal

(3) Rates good on deposits up to $250,000.

** Term is not available for IRA's