Additional Services

From basic checking to flexible savings accounts and retirement options, your relationship allows you to take advantage of these Convenient Bank Perks.

Central Bank Debit Card

  • Looks like a credit card but works like a check.
  • Purchase amounts are deducted from your checking account.
  • Use to obtain cash at thousands of Automated Teller Machines.

Use your Central Bank MasterCard Debit Card everywhere MasterCard is accepted. Plus, you can use the card to get cash at ATMs all over the world.

*Please note: To report that your card is lost or has been stolen, contact a Personal Banker during regular business hours at a branch location near you. After regular business hours, please call 1-800-472-3272. This number is available 24 hours a day with customer service representatives available to assist you. Please have your card number ready to expedite the process. If you do not have your card number, a representative will be able to look it up for you.

Central Bank ATM Card

  • Offers you 24-hour-a-day access to your account at thousands of Automated Teller Machines.

Counter Checks

  • 5 at no cost / month, $1 each thereafter.

Safety Deposit Boxes

  • Safe Deposit boxes are available for rent at all Central Bank locations. Annual fees vary with box size and boxes are subject to availability.


Size Fee
3 X 5 Box $35.00
5 X 5 Box $45.00
3 X 10 Box $50.00
5 X 10 Box $70.00
6 X 10 Box $80.00
10 X 10 Box $135.00
Other Services Fee
Drill & Key Replacement $200.00 or at cost
Late Payment Fee $5.00
Replacement Key $10.00 or at cost

*For your convenience, your safe deposit box fee can be automatically deducted from your Central Bank checking or savings account.

Central Bank Reserve

  • This line of credit is perhaps your most flexible tool for quick credit. It is attached to your checking account as a means of overdraft protection or for making significant purchases.

Online Banking and Bill Pay

  • View your account history, transactions, check images and statements.
  • Transfer money between your accounts and make payments to your loan or line of credit.
  • Free Online Bill Pay. Conveniently pay anyone, anywhere from the comfort of your home or office.

FREE 24 Hour Telebank

  • Access account information, make transfers, and more from your touch-tone phone. 1-866-206-4499

Direct Deposit

  • A simple, safe, and smart way to automatically deposit money into your account.

Automatic Transfers

  • Cover yourself and save the easy way! We’ll set up automatic transfers to and from your Central Bank deposit accounts.

VISA Credit Card

  • Apply for your card at Central Bank. It’s a convenient and flexible source of credit.

Special Services and Fees

Service Fee
Bill Pay Bill Pay Service
No Cost
Person to Person Transfer Service
Account to Account Transfer Service
Cashier's Check


$10.00 (Officer approval)

Check Image
$1.00/item current month
$3.00/item previous month
Coin Counting Customer
No Cost

5% of total

Coupon Bond
Deposit Item*
Account Fee
$60.00 (one-time charge)
Early Closure
of Account
$25.00 (within 6 months)
Fax Service 3 pages at no cost, $1.00 each add'l page
IRA Closing Fee $25.00
MasterCard Gift Card $4.00/card
Money Orders



$8.00 (Officer approval)

Notary Service  
Signature Guarantee
No Cost
Paid Item*
Returned Item*
Photocopies $.25/copy
Research $25.00/hr  
+ $.25/copy
Reconciliation $25.00/hr
($10.00 minimum)
Redeposit Item* $4.00
Statement Current  
Stop Payment $25.00
Stop Payment  
Tax Levy/Garnishment $100.00
Wire Transfer Incoming No Cost
Wire Transfer Internet/Outgoing $12.00
Wire Transfer Domestic/Outgoing $20.00
Wire Transfer International/Outgoing $40.00

*Item refers to check or ACH.
**Non-sufficient Funds (NSF).
***Magnetic Ink Character Recognition (MICR).


ATM Charges

Service Fee
Non-Customer Transaction $2.00
Replacement Card Fee $5.00
Transaction@Foreign Terminal $1.00