Additional Services

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From basic checking to flexible savings accounts and retirement options, your relationship allows
you to take advantage of these Convenient Bank Perks.

Central Bank Instant Cash and Check Card

Looks like a credit card but works like a check.
Purchase amounts are deducted from your checking account.
Use to obtain cash at thousands of Automated Teller Machines.

Use your Central Bank VISA Check Card everywhere VISA Debit Cards are accepted. Plus, you can use the card to get cash at ATMs all over the world.

*Please note: To report that your card is lost or has been stolen, contact a Personal Banker during regular business hours at a branch location near you. After regular business hours, please call 1-800-535-8440. This number is available 24 hours a day with customer service representatives available to assist you. Please have your card number ready to expedite the process. If you do not have your card number, a representative will be able to look it up for you.

Central Bank Instant Cash Card

Offers you 24-hour-a-day access to your account at thousands of Automated Teller Machines.

Safety Deposit Boxes

Safe Deposit boxes are available for rent at all Central Bank locations. Annual fees vary with box size and boxes are subject to availability.

3 X 5 Box	$35.00	5 X 5 Box	$45.00	3 X 10 Box	$50.00
5 X 10 Box	$70.00	6 X 10 Box	$80.00	10 X 10 Box	$135.00
Drill & Key Replacement	$200.00 or at cost	Late Payment Fee	$5.00	Replacement Key	$10.00 or at cost

*For your convenience, your safe deposit box fee can be automatically deducted from your Central Bank checking or savings account.

Overdraft Protection

Overdraft protection is available to qualified customers on all types of personal checking accounts.

FREE Online Banking and Bill Pay

View your account history, transactions, check images and statements.
Transfer money between your accounts and make payments to your loan or line of credit.
Free Online Bill Pay. Conveniently pay anyone, anywhere from the comfort of your home or office.

FREE 24 Hour Telebank

Access account information, make transfers, and more from your touch-tone phone. 1-866-206-4499

Direct Deposit

A simple, safe, and smart way to automatically deposit money into your account.

Automatic Transfers

Cover yourself and save the easy way! We’ll set up automatic transfers to and from your Central Bank deposit accounts.

VISA Credit Card

Apply for your card at Central Bank. It’s a convenient and flexible source of credit.

Special Services and Fees

Bill Pay - Free
Cashier's Check for Customers - $5.00
Cashier's Check for Non-Customers - $6.00/Officer Approval
Check Image Copies - $1/item current month, $3/item previous month
Coin Counting for Customers - Free
Coin Counting for Non-Customers - 5% of the total
Collections (Incoming) - $25.00
Coupon Bond Redemption - $2.00/envelope
Deposit Item Returned - $4.00/item *
Early Closure of Account - $10.00 (within 6 months)
Fax Service - Free
IRA Closing Fee - $25.00
Money Orders Customers - $3.00

Money Orders Non-Customers - $4.00/Officer Approval
Non-Imageable MICR - $1/item ***
NSF Returned Check Fee - $30.00 **
NSF Returned Paid Item Fee - $30.00 per item * **
Notary Service/Signature Guarantee for Customers - Free
Notary Service for Non-Customers - $1.00
Photocopies - $.25/copy
Reconciliation/Research - Research $25.00/hr + $.25/copy, Reconciliation $25.00/hr with $10.00 minimum
Redeposit Item - $4.00 *
Statement Current History - $5.00
Stop Payment - $20.00
Stop Payment Internet - $14.00
Tax Levy/Garnishment - $30.00
Telephone Transfer - Four free/month, $1.00 each thereafter
Visa Gift Card - $4.00