Minnesota Rates

Checking Rates

	MINIMUM REQUIREMENT	INTEREST RATE	ANNUAL PERCENTAGE YIELD	INTEREST COMPOUNDED
ADVANTAGE	$0 - 999.99 $1,000+	0.10% 0.10%	0.10% 0.10%	Monthly
ADVANTAGE RELATIONSHIP	$0 - 999.99 $1,000+	0.10% 0.10%	0.10% 0.10%	Monthly
SELECT CLUB (AGES 55 AND BETTER)	$0 - 499.99 $500+	0.10% 0.10%	0.10% 0.10%	Monthly
HEALTH SAVINGS ACCOUNT (HSA)	$0 - $2,499 $2,500 - $9,999 $10,000+	0.20% 0.30% 0.50%	0.20% 0.30% 0.50%	Monthly

$100 minimum required to open account.
Fees could reduce earnings.
Products, rates and features may vary by location.
For variable rate accounts, the rate may change after the account is opened.

Savings Rates

	MINIMUM REQUIREMENT	INTEREST RATE	ANNUAL PERCENTAGE YIELD	INTEREST COMPOUND
DEPAWSIT CLUB	$25 to open	0.10%	0.10%	Monthly (1)
REGULAR SAVINGS	$100 to open	0.10%	0.10%	Monthly (1)
IRA SAVINGS	$100 to open	0.10%	0.10%	Monthly (1)
ADVANTAGE SAVINGS ($1,000 to open) For balances below $1,000 rate is 0.10% with a 0.10% APY	$1,000 to earn APY $15,000 to earn APY $25,000 to earn APY	0.10% 0.15% 0.15%	0.10% 0.15% 0.15%	Monthly (1) Monthly (1) Monthly (1)
PRIME ADVANTAGE SAVINGS ($25,000 to open) For balances below $25,000 rate is 0.10% with a 0.10% APY	$25,000 - $49,999 to earn APY $50,000+ to earn APY	0.25% 0.75%	0.25% 0.75%	Monthly (1) Monthly (1)

(1) We reserve the right to require up to a seven-day notice before withdrawals are made.
Products, rates and features may vary by location.
For variable rate accounts, the rate may change after the account is opened.

Certificates of Deposit

	MINIMUM DEPOSIT TO EARN *APY	INTEREST RATE	*ANNUAL PERCENTAGE YIELD	INTEREST PAID
3 Months**	$1,000 $15,000 $25,000	.20% .30% .40%	.20% .30% .40%	Maturity (1)
6 Months	$1,000 $15,000 $25,000	.30% .40% .50%	.30% .40% .50%	Maturity (1)
12-23 Months	$500 $15,000 $25,000	.45% .55% .65%	.45% .55% .65%	Annually (2)
24-35 Months	$500 $15,000 $25,000	.50% .60% .70%	.50% .60% .70%	Annually (2)
36-48 Months	$500 $15,000 $25,000	.75% .85% .95%	.75% .85% .95%	Annually (2)

Interest rates and Annual Percentage Yields for time accounts are fixed for the term of the account. Substantial penalty for early withdrawal may apply on time accounts.

(1) 3 months interest penalty
(2) 6 months interest penalty

** Term is not available for IRA's

Specials
11 Months	$1,000	.85%	.85%	Maturity (1)
17 Months	$1,000	1.00%	1.00%	Annually (2)
25 Months	$1,000	1.25%	1.25%	Annually (2)
59 Months	$1,000	2.10%	2.10%	Annually (2)