Special Services/Fees ANYTIME BANKING No charge to obtain 24 hour telephone access to account information, Internet bill payment, balances & transfers. Check Cashing - Free to customers, $10 minimum for non-customers Coin Counting - Free to customers, 5% of total for non-customers Notary Service / Signature Guarantees - Free to customers, $1 for non-customers Telephone Transfers - Four free per month, $1 each thereafter Traveler's Checks - 1% of face value Cashier's Checks - $4 Money Orders - $2 customers, $3 non customers Stop Payment - $20 Wire Transfer - Incoming free to customers, $18 domestic outgoing, $38 foreign outgoing Copy of Statements - $1 current month, $3 each prior month Deposited Item Returned - $5 each Electronically non-readable MICR quality - $1 each Instant Cash & Check Card - no charge Replacement Card - $5 Non-Instant Cash Machine Transactions - $1.00 per transaction Coupon Redemption - $2 per envelope Bond Redemption - $10 plus postage Overdrafts - $30 each debit or check paid NSF Items - $30 each item, Continuing overdrafts recharged every five days. High balance fees may also apply. Account Research - $20/hour, $.25 per copy Collections - $25 per item Account Balancing Assistance - $20/hour, $10 minimum Levies, Executions, Garnishments - $30 Photocopies - $.25 per copy Fax Service - $2 incoming/outgoing, $.50 per page, $5 minimum Copies of Safekeeping Checks - $1 per item, current month $3 per item, previous month Account Closing - $10 (If closed within 6 months of opening) Tax Payment Fee - $15 per transmittal Check Number Sequencing - $30 per month per 1,000 Combined Statement - No Charge Other Services US Savings Bonds Direct Deposit Bank by Mail Night Depository