Certificates of Deposit

 

Minimum Deposit to Earn *APY

Interest Rate

*Annual Percentage Rate

Interest Paid

3 Month

$1,000

2.03%

2.05%

Maturity (1)

 

15,000

2.13%

2.15%

 

 

25,000

2.23%

2.25%

 

6 Month

$1,000

2.14%

2.15%

Maturity (1)

 

15,000

2.24%

2.25%

 

 

25,000

2.34%

2.35%

 

12 - 23 Month

$500

2.25%

2.25%

Annually (2)

 

15,000

2.35%

2.35%

 

 

25,000

2.45%

2.45%

 

24 - 35 Month

$500

2.30%

2.30%

Annually (2)

 

15,000

2.40%

2.40%

 

 

25,000

2.50%

2.50%

 

36 - 48 Month

$500

2.55%

2.55%

Annually (2)

 

15,000

2.65%

2.65%

 

 

25,000

2.75%

2.75%

 

SPECIALS

5 MONTH

$1,000

2.48%

2.50%

Maturity(1)

11 MONTH

$1,000

2.65%

2.65%

Annually (2)

19 MONTH

$1,000

3.60%

3.60%

Annually (2)

Rates good on deposits up to $100,000.

Interest Rates and Annual Percentage Yields for the time accounts are fixed for the term of the account.  Substantial penalty for early withdrawals may apply on time accounts.

(1) 3 months interest penalty
(2) 6 months interest penalty

 

 

 

 

 

 

 

 

 

Current Deposit Rates
Effective June 27, 2008

 

 

 

Checking Rates

 

 

Interest Rates

Annual Percentage Yield

Interest Compounded

Advantage

$0 - 999.99
$1,000

0.50%
0.50%

0.50%
0.50%

Monthly

Advantage Relationship

$0 - 999.99
$1,000

0.50%
0.50%

0.50%
0.50%

Monthly

Select Club
(Ages 55 and Better)

$0 - 499.99
$500

0.50%
0.50%

0.50%
0.50%

Monthly

$100 minimum required to open account.
Fees could reduce earnings.

ALL RATES ARE VARIABLE

Savings Rates

 

Minimum Required

Interest Rate

Annual Percentage Yield

Interest Compounded

DePawsit Club

$25 to open

0.50%

0.50%

Monthly (1)

Regular Savings

$100 to open

0.50%

0.50%

Monthly (1)

IRA Savings

$100 to open

0.50%

0.50%

Monthly (1)

Advantage Savings
($100 to open)

$0 - 999.99
to earn APY
$1,000 to earn APY
$15,000 to earn APY
$25,000 to earn APY
$150,000 to earn APY
$500,000 to earn APY

0.50%

.74%

.99%

.99%

1.24%

1.98%

0.50%

.75%

1.00%

1.00%

1.25%

2.00%

Monthly (1)

Monthly (1)

Monthly (1)

Monthly (1)

Monthly (1)

Monthly (1)

*Prime Advantage Savings

$0 - $24,999
to earn APY
$25,000 - $49,999
to earn APY
$50,000+
to earn APY

.50%
  
1.49%
  
1.98%
 

0.50%
  
1.50%
  
2.00%
 

Monthly (1)
 
Monthly (1)
 
Monthly (1)
 

(1) We reserve the right to require up to a seven-day notice before withdrawals are made.
*Rates are subject to change without notice after account opening.