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Commercial
Products
At Central Bank,
we specialize in providing small business financing and cash management
services for all your business banking needs.
- Short Term Notes
- Credit Lines
- Letters of Credit
- Term Loans
- Commercial Real Estate Loans
- Small Business Administration
(SBA) Loan Programs
- Cash Management Services
Business
Checking
Central Bank's
variety of checking options are designed to be a perfect fit for your
business checking needs.
Commercial Checking
- No minimum balance required
- $10 monthly maintenance fee
- $.08 per check deposited
- Change orders: Fifty
rolls of coin free per month, $.05/roll thereafter.
- Earnings credit*
- $.15 per deposit
- $.17 per check paid
*Item charges and monthly
fees may be offset by earnings credit calculated at current interest rates on
the average available account balance.
Small Business/Sole Proprietor Checking
- No monthly maintenance fee if
$500 minimum balance maintained.
- Interest bearing accounts
available for sole proprietors & non-profits.
- $8 monthly maintenance fee
includes any combination of deposits, deposited items or checks paid up to
100 items.
- Excess activity costs only
$.35 per item.
Other Business Services:
- Market Rate Money Market
Accounts
- Master Card and Visa Merchant
Services
- Treasury, Tax and Loan
- Business Credit Cards
- Lock Box
- Canceled checks sorted in
number sequence
- Certificates of Deposit
- ACH Origination and Receipt
- Wire Transfers
- Central Direct Remote Deposit
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