Proud to be a part of your community . . . Central Bank is a full service, independently owned Minnesota bank that specializes in serving the banking needs of small businesses. We have offices located in Coon Rapids, Eden Prairie, Golden Valley, St Michael, Stillwater and White Bear Lake. Central Bank currently has assets of over $300 million. The bank was chartered in June of 1919 as Cosmopolitan State Bank of Stillwater to help serve the needs of the community. In April of 1991, the St. Croix Valley Bank formally merged with Cosmopolitan State Bank and became Central Bank. Each of our market areas has the leadership of its own president. This allows Central Bank to better serve our various communities by offering our customers a 'perfect fit' through an uncommon level of service provided by a knowledgeable, creative and inspired team. .